Cut the butter into the flour with two knives until the pieces of butter are quite small.
Finish off mixing the butter into the flour with the tips of your fingers, until it resembles a "crumble" mixture.
Stir in the sugar.
Place the steamed apples in a baking dish or individual ramekins and top with the crumble mixture. If using ramekins, place on a baking tray to place the ramekins on before baking.
Bake for approximately 25 minutes at 400°F (205°C) or until top is golden brown.
Notes
To steam apples, you can put them in a pot with about a tablespoonful of lemon juice (or water) and a tablespoonful of sugar. Over medium heat, and with a lid on, cook the apples for about 4 minutes, tossing gently. You can also put them in the microwave for about 2 minutes.
Since the cream in the US is very thin, I beat it ever so lightly to get a "double cream" type consistency, so it's a little thicker when pouring it on.
(Or you can make homemade custard, or use Bird's powder, which Brits have used for many years.)
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